HDFC Life Insurance Review

HDFC life insurance

Life insurance today has absolutely no dearth of options for investment to choose. The investments in the modern day also include fixed income instruments, gold, property, mutual funds and also life insurance. There is a plethora of choices that it has become indispensable to make the appropriate choice while investing hard-earned money. It is found as a unique investment to invest in HDFC life insurance plans. This is because it satisfies dual needs of saving the important goals in your life and also protects your assets.  Even from the point of view of the investors, an investment plan offers two roles, asset protection and asset appreciation. The financial instruments offer asset appreciation as the underlying benefit and it is unique to enjoy life insurance that offers the reassurance of life cover, asset protection and is a strong element receiving asset appreciation.

Different Insurance plans

HDFC Life Click2Protect Plus Plan

This offers comprehensive protection to the insured and his or her family with the choice of options. You can choose from Life Option, Income Option, Extra Life Option and Income Plus Option. This policy term is between 10 to 40 years depending on the cover required and also come with options such as regular, single premium paying term and limited paying option. In fact, the on tobacco users get discounted premium rates.


  • With the feature of the Life Stage Protection, you can increase your insurance cover on particular key milestones without undergoing the fresh medical test.
  • This plan offers complete security in the future for your family by offering monthly income under the plan options and also by a lump sum benefit.
  • You can also enjoy the tax benefits of Income Tax Act, 1961 under sections 80C and 10(10D).

Check outReview of Bajaj Allianz Life Insurance-Explore the Galore of Plans

HDFC Life Health Assure Plan

This health plan comes with the unique benefit of the premium guarantee of 3 years and provides renewability for lifelong and does not ask with each renewal a fresh medical declaration, if there is no need for policy alternations. There is multiplier benefits cover increasing by 50% and doubles after 2 free years of claim.


  • Covers in the family floater your parents and parents-in-law
  • Enjoy cashless claim service at hospitals specified
  • Gold plan option gets wellness benefit and also in the 2nd policy of every 3-year term, health checkup vouchers.
  • Comprehensive Mediclaim plan that includes wellness, hospital cash and maternity benefit.

HDFC Life Cancer Care

This HDFC life insurance plan is a comprehensive cancer care plan offering the benefit on diagnosis.


  • It offers lump sum payment on treatment and diagnosis at Early Stage or Carcinoma-in-situ (CIS).
  • Under Platinum option, there is Monthly income of 5 years if diagnosed of Major cancer
  • Under Platinum & Gold option, the sum insured, if no claims, it increases annually by 10%
  • Tax benefits under section 80D
  • No need to undergo medicals and so the process is simplified.

HDFC Life Pension Super Plus

This is a unit linked pension Plan from HDFC life insurance plan designed to create corpus during the policy term to enjoy the post-retirement income. You also can leave a legacy for your loved people. From the 11th year, there is an additional premium allocation and this is applicable for policy terms that are for 15/20 years. You can enjoy the benefits of flexibility to plan till the date of retirement. Your premium is invested in assets between fixed income assets and equities. You can choose from a series of annuity options.

HDFC SL ProGrowth Super II

This plan provides financial protection to your family in your absence and is a plan offering benefits for accident death, critical illness and permanent disability benefit. You can choose without hassles of medicals and enjoy tax benefits.

 HDFC SL YoungStar Super Premium

HDFC life insurance plan secures the dreams of your child in this Young star super premium plan even in your absence. Your family will receive yearly payments in case you are no more around.

HDFC life insurance plan also includes many more plans such as-

  • HDFC Life Pro-growth Plus
  •  HDFC Life ClassicAssure Plus
  • HDFC Life Super Savings Plan
  • HDFC Life Personal Pension Plus
  • HDFC SL Pro-growth Flexi

There are many more HDFC life insurance plans to make your family secure with you and after you.



Insurancebash  isn’t affiliated with any insurance company. We are simply sharing our opinions and review about the said products. We don’t take any responsibility if you buy these insurance policies.

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